Sompo Thailand : Fire

MAIN COVERAGE

Type of coverage	Description
Fire
Lightning	Including loss or damage to electrical appliances and equipment caused by short circuit arising from lightning.
Explosion
Loss or damage	to insured property including fence, wall and door caused by impact and/or collision of vehicle or elephants, horses, cows or buffaloes. The company is not liable for loss or damage to insured property caused by impact and/or collision of vehicle or horses, buffaloes of the insured or any member in the insured’s family residing with the Insured or other persons in the course of employment or by the order of the insured
Aircraft and falling objects from aircraft
Water damage	(including flood) arising from the accidental discharge, leakage or overflow of water or steam from water pipes, water tanks, heating system, cooling system, air-conditioning system, water pumps including rain water entering into building through damaged roofs, windows, doors, window-frame, door frames, ventilating channels, skylights, water pipes or gutters. This does not include the following Damage from overflow water, flood or seepage of water through walls, foundations or floor Clearance of drainage, breakage or leakage of underground waterworks systems or underground hydrants which have their main pipes outside the insured premises or from sprinkler leakage Coverage is extended to rent of temporary accommodation according to conditions of the policy)

Coverage may be extended to include perils such as flood, storm, earthquake, electrical appliance by paying additional premiums